BudgetBuilder is a simple budgeting tool that allows the user to create a budget in less than a few minutes and provide helpful information.
This app can be used by anyone who spends and receives money. BudgetBuilder is especially effective for those who have never tried making a personal budget.
The idea behind BudgetBuilder is to create an effective budget using the least amount of information to keep the budget creation process as simple as possible. This is what sets BudgetBuilder apart from other budgeting apps that can be intimidating or offputting due to requiring an "excessive" amount of information. Granted, those apps may be insanely accurate down to the last cent, but the definition of a budget is: "an estimate of income and expenditure for a set period of time."
Requires just a few key variables (information is kept 100% private to the device and not shared in any way) such as:
- If the user is paid hourly or with salary
- How much the user is paid
- How often the user is paid
- If the user earns tips
- Bills and Nonessential Expenses
BudgetBuilders main menu provides helpful information such as how many hours the user will need to work in order to meet their monthly total, or if paid by salary then how much money is needed or leftover after the monthly total is applied to the monthly budget.
BudgetBuilder is based off of the budget-making process I used for myself when I first got a job; I have used this process ever since.
Disclaimer: I am not a financial expert by any means. This app does not tell you what you should do, but rather provides you with all of the information (I) deemed necessary to help you make financial decisions. What you do with the information the app provides is up to you. Ideally, you would use BudgetBuilder to form your own personalized budget; however, BudgetBuilder can be used as a sole means of budgeting.